933 COTTON ST Active Save Request In-Person Tour Request Virtual Tour
Reading,PA 19602
Key Details
Property Type Single Family Home, Townhouse
Sub Type Twin/Semi-Detached
Listing Status Active
Purchase Type For Sale
Square Footage 1,332 sqft
Price per Sqft $125
Subdivision None Available
MLS Listing ID PABK2063436
Style Other
Bedrooms 3
Full Baths 1
Half Baths 1
HOA Y/N N
Abv Grd Liv Area 1,332
Year Built 1900
Available Date 2025-10-01
Annual Tax Amount $1,199
Tax Year 2025
Lot Size 1,306 Sqft
Property Sub-Type Twin/Semi-Detached
Source BRIGHT
Property Description
Back on the market due to no fault of the seller! The previous buyer was unable to secure financing just one business day before settlement, creating a rare opportunity for new buyers to step in.
This well-maintained Reading home offers excellent potential for first-time buyers or investors looking to expand their portfolio. Featuring a classic city layout, the property includes comfortable living areas, multiple bedrooms, and abundant natural light. The lot measures approximately 1,306 sq. ft., offering a manageable outdoor space ideal for low-maintenance living.
The home is now vacant and ready to welcome its next owner. According to the Seller Property Disclosure Statement provided to the current owner at the time of purchase, the roof was installed in 2024, offering added peace of mind.
During the recently canceled transaction, the buyer's lender ordered an FHA appraisal, and the property successfully passed the FHA appraisal and compliance review. Several required repairs and improvements were completed during that process. As a result, buyers using FHA financing may find this home particularly well-prepared for a smooth, straightforward approval.
Conveniently located near schools, shopping, restaurants, and public transportation, this home offers value, accessibility, and long-term potential. Whether you're seeking an affordable home or a solid investment opportunity, 933 Cotton Street deserves your attention.
For added convenience, the seller kindly requests—though does not require—that settlement be conducted with Your Home Settlement Services LLC, located at 2209 Quarry Drive, Suite C-45, West Lawn, PA 19609. This title company has already opened the file and completed the preliminary work; they are simply awaiting lender figures to prepare the final Closing Disclosure. Buyers remain free to choose any licensed title or settlement company they prefer.
The seller is also open to buyers who are able to settle before the end of the year, depending on lender timelines.
Location
State PA
County Berks
Area Reading City (10201)
Zoning RES
Rooms
Other Rooms Living Room,Dining Room,Bedroom 2,Kitchen,Family Room,Bedroom 1,Bathroom 1,Half Bath
Basement Full
Interior
Hot Water Electric
Heating Radiator
Cooling None
Fireplace N
Heat Source Oil
Exterior
Utilities Available Electric Available,Natural Gas Available
Water Access N
Accessibility 2+ Access Exits
Garage N
Building
Story 2.5
Foundation Concrete Perimeter
Above Ground Finished SqFt 1332
Sewer Public Sewer
Water Public
Architectural Style Other
Level or Stories 2.5
Additional Building Above Grade
New Construction N
Schools
High Schools Reading Senior
School District Reading
Others
Senior Community No
Tax ID 02-5316-29-07-2950
Ownership Fee Simple
SqFt Source 1332
Acceptable Financing Cash,Conventional,FHA
Listing Terms Cash,Conventional,FHA
Financing Cash,Conventional,FHA
Special Listing Condition Standard